Contractors

What we offer?

• Liability and Property Damage: We protect you from claims arising from bodily injury or damage to someone else’s property as a result of your work. This is crucial for safeguarding your business from potentially costly lawsuits.
• Employee Protection: We offer workers’ compensation insurance to cover your employees in the event of work-related injuries or illnesses. This coverage helps with medical expenses and lost wages, and is often a legal requirement.
• Business Assets: We provide insurance for your commercial vehicles, including trucks and vans, as well as your valuable tools and equipment. This coverage helps you get back to work quickly if your assets are stolen, damaged, or lost.
• Contractors Equipment Coverage: We offer specialized coverage for your tools and equipment, including items like backhoes, excavators, and generators. This protects these valuable assets from damage, theft, or other covered losses, whether they’re on-site, in transit, or in storage.
• Workers’ Compensation Insurance: In Virginia, businesses with more than two employees are generally required to carry workers’ compensation insurance. We can help you secure a policy that meets these requirements and protects your employees by covering medical expenses and lost wages due to work-related injuries or illnesses. This coverage also protects your business from potential lawsuits arising from workplace injuries.

We also offer more specialized coverage, such as professional liability insurance (errors and omissions) to protect you from claims of negligence, and builder’s risk insurance for projects under construction.

Why Choose Us?

• Independent Expertise: We work with multiple insurance companies to find the best coverage at the most competitive rates for your specific needs. We represent reputable carriers such as Progressive, Travelers, Next Insurance, and Coterie Insurance, ensuring you have access to a wide range of options.

• Industry Knowledge: We understand the construction industry and the specific risks that contractors face in Virginia.

• Personalized Service: We take the time to get to know your business and provide customized insurance solutions that fit your budget and requirements.

• Local Presence: We are a local Virginia agency, and we are committed to serving the needs of our community.

Don’t leave your business exposed. Contact us today for a free consultation and let us help you find the right insurance coverage to protect your business.