Property Insurance

Home and Property Insurance

As an independent agency, we shop multiple carriers to find the perfect property insurance for homeowners, landlords, and commercial managers.

Home & Property Insurance

Your property is a significant investment, whether it’s your family home, a rental, or a business location. At Ariana Insurance, we understand that every property has unique needs. As an independent agency, we partner with multiple top-rated insurance carriers, so we’re not limited to just one company’s products. We can shop the market for you to find a tailored policy that provides the right coverage at a competitive price.

For Homeowners

Your home is your sanctuary. We’ll help you secure comprehensive homeowners insurance that protects your dwelling and personal belongings against a variety of risks, including fire, theft, vandalism, and severe weather. We’ll work with you to understand your specific situation and ensure your policy covers everything that matters to you, from your home’s structure to your possessions and your personal liability.

For Real Estate Investors & Landlords

Owning a rental property comes with a unique set of risks that a standard homeowners policy won’t cover. We specialize in finding insurance solutions for real estate investors and landlords. Our policies are designed to protect your investment property, including the physical structure, and can also provide coverage for loss of rental income if a covered event makes your property uninhabitable. Whether you own a single rental home or a portfolio of investment properties, we have the carriers and expertise to get you the right protection.

For Short-Term Rental Properties (Airbnb, VRBO, etc.)

The world of short-term rentals presents a different kind of challenge for property owners. Your standard homeowners or landlord policy may not provide adequate coverage for the business activities and frequent occupancy changes that come with services like Airbnb and VRBO. We can help you navigate this complex landscape and find a policy that fills the gaps, protecting you from risks like guest-caused damage, theft of your belongings, and liability claims from guests.


Commercial Property Insurance for Property Managers

As a commercial property manager, you face a distinct set of responsibilities and risks. Protecting the physical properties you manage is a cornerstone of your business. We offer specialized commercial property insurance that provides robust protection for your clients’ buildings, including retail spaces, office complexes, industrial properties, and multi-unit residential buildings. Our coverage can be customized to protect against a wide range of perils, from natural disasters to vandalism, ensuring the assets you are entrusted with are properly safeguarded.

We also offer related coverages that are crucial for property managers, such as general liability and professional liability (Errors & Omissions) insurance, to protect your business from lawsuits related to property damage, bodily injury, or alleged mistakes in your professional services. Let us help you manage your risk so you can focus on managing your properties.

Leave A comment