Retail, Restaurants, and Services
Business Owner, General liability, Workers Comp, and all other commercial insurance
Protecting a business in the vibrant economy of Northern Virginia requires more than a one-size-fits-all policy. At Ariana Insurance, we provide tailored commercial insurance solutions designed to safeguard retail businesses, restaurants, and all kinds of shops.
Types of Coverages
From $1 million up $5 million limits, we can provide the general liability requirements for all businesses including salons, nail spas, contractors, and more.
Business property, inventory, furniture, tools and supplies, commercial autos, property in transit, property in storage, and improvements and renovations made to leased spaces.
Protect your employees from work related injuries with a workers compensation policy. Stay in compliance with state laws in Virginia, Maryland, and Washington DC.
Protect your business from lawsuits or allegations from your employees or coverage for mishandling employee benefits and healthcare plans.
Comprehensive Business Insurance for the DMV Area
Running a business in the Washington DC metro area—from the tech corridor of Northern Virginia to the vibrant commercial districts of Maryland—requires a strategic safety net. Our agency provides tailored insurance solutions designed to meet the specific regulatory requirements of VA, MD, and DC.
Core Protection: General Liability & Business Property
Whether you operate a storefront in Bethesda or a consultancy in Arlington, your foundation starts here. General Liability protects you from third-party claims of bodily injury or property damage, while Business Property Insurance secures your physical assets—from equipment to inventory—against fire, theft, and natural disasters.
Workers’ Compensation Compliance
Workers’ Compensation is a legal mandate in Virginia, Maryland, and the District of Columbia. We help you navigate local labor laws to ensure your employees are protected in the event of workplace injuries, covering medical costs and lost wages while shielding your business from costly litigation.
Employment Practices Liability (EPLI)
In the highly regulated Mid-Atlantic region, EPLI is essential. It protects your business against claims of wrongful termination, discrimination, and harassment. As your team grows, this coverage ensures that a human resources dispute doesn’t threaten your financial stability.
Secure your professional legacy. Contact our local experts today for a business insurance suite optimized for the unique laws and risks of the DMV.
Our Commercial Carriers
We also offer bundle discounts for those with multiple policies. We help businesses owners find the right insurance coverages in Virginia, Maryland, and Washington DC. Fill out our quote request form below to get started.
Targeted Solutions for Local Retail and Service Industries
From the high-end boutiques of Georgetown to the busy nail spas of Tysons Corner and the renowned culinary scene in Baltimore, specialized businesses face unique risks. We provide industry-specific coverage designed for the fast-paced DMV market.
Salons, Barbers, and Nail Spas
For beauty professionals in Virginia, Maryland, and DC, standard liability isn’t enough. We offer Professional Liability (Professional Indemnity) specifically for stylists and technicians. This protects your business against claims of chemical burns, scalp injuries, or allergic reactions—risks that “General Liability” often excludes. Whether you rent booths in Alexandria or own a full-service day spa in Silver Spring, we ensure your license and livelihood are secure.
Restaurants and Food Service
The Mid-Atlantic dining scene is strictly regulated. Our Restaurant Insurance packages include essential Liquor Liability—a legal requirement for many establishments in VA and DC—as well as Food Spoilage and Contamination coverage. If a power outage in Bethesda or a mechanical failure in Arlington ruins your inventory, our policies help recover your lost revenue and replacement costs.
Retail and Boutique Shops
Retailers in high-traffic areas like National Harbor or Reston Town Center must account for theft and “slip-and-fall” accidents. We bundle Business Property and General Liability into a cost-effective Business Owner’s Policy (BOP), protecting your storefront, inventory, and brand reputation from the unexpected.
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We Choose Us?
Our Mission
Our Vision
At Ariana Insurance, our vision is to become the most trusted and customer-focused insurance agency in the region — a place where individuals, families, and businesses can find reliable protection and long-term peace of mind.
Our Promise
We promise to always make communication and transparency a priority for all our clients. All our clients will have access to our customer service team who will be there when it counts and we promise you will never have to talk to a robot when working with us.
Ready to Get Free Consultation ?
Address Business
4250 Fairfax Dr, Suite 600, Arlington, VA 22203
Contact Us
info@arianainsurance.com
(703) 354-5959