Exciting News: Ariana Insurance Now Offers Two Powerful Property Insurance Carriers, Openly and Steadily
Arlington, VA — At Ariana Insurance, we are always looking for ways to better serve our clients across Northern Virginia and beyond. That’s why we’re thrilled to announce that we’ve added two outstanding property insurance carriers to our lineup: Steadily for rental property owners and landlords, and Openly for homeowners seeking premium, flexible coverage. Whether you own a rental home, host guests on Airbnb, or simply want the best protection for the place you call home, we now have solutions built specifically for you.
Steadily: Purpose-Built Insurance for Landlords and Rental Property Owners
If you own rental property — whether it’s a long-term rental, a short-term Airbnb or VRBO listing, a multi-family unit, or a condo — you already know that a standard homeowners insurance policy simply doesn’t cut it. That’s where Steadily comes in.
Steadily is a specialized insurance company built from the ground up for landlords and real estate investors. Founded in 2020 and designed by landlords, for landlords, Steadily has quickly become one of the most respected names in rental property insurance. CNBC recently named Steadily one of the Best Landlord Insurance Companies of 2026, and Investopedia echoed that recognition — a testament to the company’s commitment to protecting property owners like you.
What Makes Steadily Different?
Most insurance carriers treat rental properties as an afterthought. Steadily does the opposite — it’s their entire focus. Here’s what that means for you as a landlord:
Coverage designed for how you actually rent. Steadily covers a wide variety of property types, including:
- Single-family rental homes
- Multi-family properties
- Condos and townhomes
- Short-term vacation rentals (Airbnb, VRBO)
- Accessory Dwelling Units (ADUs)
- Properties currently under renovation
Comprehensive protection against real landlord risks, including:
- Structural fire and smoke damage
- Wind, hail, and storm damage
- Vandalism and tenant-caused damage
- Riot and civil commotion
- Loss of rental income while repairs are underway
- Liability coverage if a tenant or guest is injured at the property and files a lawsuit — covering medical bills, attorney fees, and any settlement
Special protections for short-term rental hosts. If you’re listing your property on Airbnb or VRBO, you face unique risks that traditional policies ignore. Steadily is one of the few carriers that truly understands the short-term rental market and offers coverage options tailored to those risks.
Fast, modern, and flexible. Steadily’s technology-driven platform can generate quotes in seconds. Once you enter a property address, it automatically pulls public property data to streamline the process. Policies can be customized to fit your budget — you choose the coverages you need without paying for what you don’t.
Whether you’re a first-time landlord with a single rental property or a seasoned investor managing a large portfolio, Steadily scales to meet your needs. And with coverage available in all 50 states, it’s a carrier built for the modern real estate investor.
Openly: Premium Homeowners Insurance for the Coverage You Deserve
For homeowners who want more than just a bare-bones policy, Openly is a breath of fresh air. Openly offers flexible, transparent homeowners insurance with coverage options that put you firmly in control — and their headline feature is one that every homeowner should know about: Guaranteed Replacement Cost.
What Is Guaranteed Replacement Cost — and Why Does It Matter?
Most standard homeowners policies cover your home up to a set dollar limit. But what happens if the cost to rebuild after a total loss — due to fire, a storm, or another disaster — exceeds that limit? With a traditional policy, you could be left holding the bill for the difference.
Openly’s Guaranteed Replacement Cost coverage eliminates that worry. If your home is destroyed, Openly covers the full cost to rebuild it — even if that cost exceeds your original policy limits. In an era of rising construction costs and labor shortages, this protection is more valuable than ever.
What Openly Covers
Openly’s policies are designed to be comprehensive, customizable, and clear. Here are some of the highlights:
- Guaranteed Replacement Cost up to $5 million for your home’s structure
- Liability protection up to $1 million — covering personal injury, bodily injury, and property damage claims
- Blanket personal property coverage up to $100,000 with a zero-deductible option
- Mold and fungi remediation up to $10,000, with liability coverage up to $50,000
- Water seepage coverage up to $20,000 for concealed leaks
- Other structures coverage for garages, sheds, fences, and pools
- Refrigerated property protection up to $5,000
- Tree removal coverage up to $5,000 per occurrence
- Water backup and equipment breakdown add-on options
- Home-sharing coverage for homeowners who occasionally rent out their space short-term
Openly also covers primary residences, secondary and seasonal homes, and even properties rented to others — giving you flexibility as your life and property needs evolve.
Financial Strength You Can Count On
Openly’s carrier partners carry AM Best ratings of A and A- (Excellent), meaning you can trust that claims will be paid promptly and reliably. When something goes wrong with your home, the last thing you need is an insurer that drags its feet.
A Claims Experience That’s Actually Easy
Openly has built its claims process to be as straightforward as possible. Their team is known for compassionate, expert guidance through every step, so you’re never left wondering what happens next.
Why Choose Ariana Insurance?
At Ariana Insurance, we don’t just sell policies — we help you find the right coverage for your specific situation. With the addition of Steadily and Openly to our carrier portfolio, we can now offer even more tailored solutions for:
- Landlords and rental property investors in the Arlington and Northern Virginia area
- Airbnb and short-term rental hosts who need coverage their platform’s protection doesn’t provide
- Homeowners who want premium protection with guaranteed replacement cost and flexible options
- Owners of vacation homes or seasonal properties looking for coverage that fits their unique needs
Our team takes the time to understand your property, your risks, and your budget — then shops across our carrier network to find you the best fit. That’s the independent agent advantage.
Ready to Get a Quote?
Whether you’re a landlord looking to protect your rental investment or a homeowner ready to upgrade your coverage, we’d love to help.
Contact Ariana Insurance today:
📍 Arlington, VA 📞(703) 354-5959 📧 info@arianainsurance.com 🌐 www.arianainsurance.com
Let us put the right coverage to work for you.
