What Is an Independent Insurance Agency?
The two kinds of insurance agents that trade policies to the public are captive and independent. But many people are unaware of these details. A captive agent has only a single insurance provider, while an independent agent has many insurance carriers on board. Hence, you can find more options when you work with an independent insurance agency.
Benefits of Independent Insurance Agency
Although you may find support when you work with a captive agent, an independent insurance agency can provide you with countless benefits. Here are a few benefits outlined:
Good Customer Service
When you work with an independent insurance agent, you enjoy remarkable customer service.
Responsiveness
Best customer service, means your claims are resolved as early as possible. Also, you receive an update for your claim within 24 hours or before. Hence, when you work with a local independent agency, you enjoy fast responses to your requests.
Constant Support
Independent insurance agency provides constant support to their clients during the claims process to reflect a good customer service.
Efficient Claims Process
A practical insurance agent can usually resolve a claims issue within a few days.
Good Communication
Independent insurance agencies develop effective communication with their clients. Hence, the customers are abreast regarding the status of their claims.
Customized Coverage Reviews
The best thing about an independent insurance agency is that they regularly allocate time to personally review the coverages with their customers.
Greater Options
As an independent insurance agency that offers multiple carriers, you will have access to greater options. Hence, you can choose the best-fit insurance plan.
Money-Saving
When you choose an independent insurance agent, you will have quotes from many insurance corporates that imply greater saving. You will be able to choose the best combination of price and coverage.
Personalized Solutions
Another great advantage of working with an independent insurance agency is that they offer personalized insurance solutions that guarantee adequate and best-fit coverage.
Quality Guaranteed
An independent agent is concerned with the value of the insurance plan that is being offered. Hence, a client-focused, and qualified agent will help you understand how an insurance product functions and how it can be the best fit for you.
What Does an Independent Insurance Agent Offer?
An independent insurance agent usually offers the following insurance options:
- Homeowners Insurance
- Renters Insurance
- Flood Insurance
- Life Insurance
- Car Insurance
- Vehicle Insurance
- Business owners Insurance
Hence, if you are looking for a reliable independent insurance agency, you can prioritize Progressive, Travelers, Next insurance, Attune, National General, Elephant Insurance, Hiscox Insurance, and Gainsco Insurance.
